Advice and funding for those who have suffered flood and storm damage
Now we have had a few days respite from the onslaught of the weather and take stock of the damage it has caused, the question by those affected is there any help from the Government and the Council. The short answer is yes, but as you would imagine, it not straight forward. For my area, Porthleven, I am collating details on the damage and the cost of repair so it can be included in any Council bid – like the Bellwin Scheme.
The Government has set up a helpline to provide comprehensive advice and support to small and medium size enterprises (SME). The helpline offers a free one hour call with a dedicated business support advisor to help businesses get back on their feet. As well as providing free dedicated business advice, information is also available via the helpline on who to contact about pay, tax, employment rights or disputes, company registration or insolvency.
The number for the advice line is : 0300 456 3565
There is also help from the following:
UK Storm Business Relief Fund
Set up by NatWest and RBS Banks with a £250million fund to issue interest free loans to small businesses affected by the storms and floods. Loans are available to any business affected, that do not need to be customers of either bank, and is on a first come first served basis. UK Storms Helpline: 0800 529 8544. Help is also available in your local branch of NatWest or RBS banks from their Relationship Managers. More information is available online at www.business.natwest.com and www.business.rbs.co.uk
Government Business Support Scheme
The Government has announced a new Business Support Scheme worth up to £10 million. The scheme is in addition to the three-month rate relief and the £5,000 ‘Repair and Renew’ grants. Details of eligibility, criteria and how to apply will be published I am told very soon, maybe this week.
Government ‘Repair and Renew’ grants
There is a new grant scheme to help homes and businesses affected by the winter storms. Individual grants of up to £5,000 are available to help pay for repairs, not covered by insurance, which improve a property’s ability to withstand future flooding. More information and advice on applying for a Repair and Renew grant is available online www.gov.uk
Business rate relief
All affected businesses will be able to apply to their local authority for three months business rate relief. Details on the application process and eligibility will be announced by the Government shortly and more information is available on the Government website: www.gov.uk/government/news/new-measures-to-help-communities-hit-by-flooding#business-relief
Help for fishermen
The Fishermen’s Mission has launched an urgent appeal to raise funds to help fishermen who have been affected by the storms. More information is available on their website: www.fishermensmission.org.uk. I am told there is £50,000 available.
Help for farmers
The Government has announced it will make up to £10 million available for a one-off grant scheme designed to support farm businesses. The scheme is to restore flooded agricultural land and bring it back into production as quickly as possible. More information is available on the Government website: www.gov.uk/government/news/new-measures-to-help-communities-hit-by-flooding#farmers-fund
More information about grants to help people and businesses affected by storms and flood damage is available on Cornwall Council’s website: www.cornwall.gov.uk/floodfunding
I will update as I know more.